market opportunity
size savings market in Spain
As a result of the pandemic Spanish savers are allocating approximately 15% of their income to savings. However under normal circumstances this figure will be very different for example between 8% and 10% from their income.
The average savings per household in Spain stands at 56 thousand Euros and the total amount saved by families in this country reaches 941 billion Euros in August 2021 dramatically the profitability of these savings is nil.
Helping problems
it solves
For the tenant
Democratizes the access to real estate to people who in the short term have low saving capacity.
For the owner/developer
Provides liquidity and depth to real estate markets Obtain reliable and long term tenants Facilities real estate developers in the placement of their products in much favorable conditions For the savers
High offers yields to traditional savers with a full warranty on real estate assets.
What is outside
current solutions
For the tenant
Traditional rent The total payment manifests itself in an expense. Mortgage loans Inaccessible for most, due to not having the creditworthiness and/or money to pay down payments
For the owner/developer
Direct sale For developers, the sale represents an immediate tax payment.
For owners
There may be delays in selling and difficulties in finding buyers in certain areas. buyers in certain areas. Traditional rental Problems with tenants, property maintenance costs, unpunctuality, etc.
For savers
Savings mechanisms with very low remuneration.
Cloud platform
how does it work
Cloud Platform (already developed)
With the ability to execute transactions, similar to that of a bank that operates the following financial schemes with its counterparts (Stakeholders)
Stakeholders
Investor Saver Tenant Real estate developer
(in the case of new homes)
A safe option
time to market
By independent functionality
from 2 to 4 months for each functional module
6 to 7 months if it is the entity's own development
ANF for neobank creation
24 months
how
we work
Real Time
Regardless of the number of requests
Wherever
Fully adaptable to any regulations
Flexible solutions
Technological architecture adaptable to third systems
Traceable
Fully traceable and identifiable operations
Customizable
All processes and needs
Document Manager
For any legal requirement
Fast and safe
100% integrable and safe
Communication Manager
We help to ending processes
Income sources
1- Real estate rentals
2- Intermediation in circulating cryptocurrencies
3- Two levels of investors
4- Technology Investor (Operator)
5- Annual Operator Fee
6- Investor in real estate
7- Profit from rental operations